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LienStreet
Settlement Administration for Mechanic's Liens
Settlement administration for Missouri mechanic's liens

The infrastructure
that closes the case.

The signed release sits in one drawer. The money sits in another account. Nobody goes first, so the lien stays on the title and the closing slips. LienStreet holds both sides, verifies both sides, pays every lienholder from held funds, and files every release with the county.

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Flat fee, disclosed before funding, invoiced to the funding party. It never comes out of the settlement. Lienholders pay nothing.

Payor view · Case LS-2041 Riverbend Commons St. Louis County · Riverbend Partners LLC
Funds held $1,240,000
Lienholder Claim
Lien
filed
Release
received
Release
approved
Funds
held
PaidClosed
and filed
Stop
Ozark Steel Erectors $412,000Paid
Meramec Concrete $318,500Funds held
Gateway Electric $265,000Release approved
Boone Mechanical $156,500Release received
Twin Rivers Supply $88,000Lien filed
3 of 5 releases approved 1 lienholder paid $0 deducted for fees
Case closes at the seal
In the lienholder's drawer
Release of mechanic's lien Ozark Steel Erectors, Inc. Riverbend Commons · Claim $412,000 · Signed and notarized
Status: not delivered. Waiting on payment.

The release is signed. It is not going anywhere until the money does.

In the payor's account
Settlement funds Riverbend Partners LLC Operating account · $1,240,000 approved for settlement
Status: not wired. Waiting on the release.

The money is ready. It is not going anywhere until the release does.

Nobody goes first, so LienStreet goes in the middle

The infrastructure that closes the case.

Both the release and the money come to LienStreet. Both are verified. Once every release is in and approved, every lienholder is paid from held funds, every release is filed with the county, and the payor receives a Resolution Report proving the property is clear. LienStreet does not give legal advice and does not represent any party.

Held by LienStreet 5 signed releases Each one reviewed against the lien it discharges
Held by LienStreet $1,240,000 in settlement funds Segregated account at a regulated bank
Then, in the same week 5 lienholders paid, 5 releases filed
The lienholder's drawer

A signed, notarized release that will not be delivered until the money shows up.

The payor's account

Approved settlement funds that will not be wired until the release shows up.

The title

Still clouded. The lender will not fund over it, and the closing or refinance slips a month at a time.

The workaround

Escrow at a title company adds a party and a fee schedule. An attorney trading PDFs by email adds weeks.

How it works

Every lien on the settlement travels one street, and the case closes at the seal.

Six stops. What the payor sees above the line, what the lienholder does below it. Only LienStreet opens a case, so nothing moves out of order.

Payor

Sees every lien filed.

Payor

Sees the release arrive.

Payor

Wire instructions unlock.

Payor

Funds land, held safe.

Payor

Every lienholder paid.

Payor

Title clear, in writing.

01Lien filed
Twin Rivers Supply$88,000 · invited into the case
02Release received
Boone Mechanical$156,500 · signed release uploaded
03Release approved
Gateway Electric$265,000 · bank details verified
04Funds held
Meramec Concrete$318,500 · waiting on the last release
05Paid
Ozark Steel Erectors$412,000 · paid from held funds
06Closed and filed
Every lienholderResolution Record with a verify code
01Lien filed

Payor: sees each lien and its claim amount.

Twin Rivers Supply$88,000 · invited into the case
02Release received

Payor: notified the signed release arrived.

Boone Mechanical$156,500 · signed release uploaded
03Release approved

Payor: wire instructions unlock in the platform.

Gateway Electric$265,000 · bank details verified
04Funds held

Payor: funds land in a segregated account.

Meramec Concrete$318,500 · waiting on the last release
05Paid

Payor: every lienholder paid from held funds.

Ozark Steel Erectors$412,000 · paid from held funds
06Closed and filed

Payor: Resolution Report shows the title clear.

Every lienholderResolution Record with a verify code
How the money is protected

You are about to wire six figures. Here is exactly where it sits.

Segregated account

Settlement funds are held in a segregated account at a regulated bank, never commingled with operating money.

Two paths, no third

Funds either complete the settlement or return to the payor. There is no third path, and the fee is never taken from them.

Instructions stay inside

Wire instructions appear only inside the platform behind multi-factor sign-in. LienStreet never emails them and never changes them by phone.

Every account verified

Each receiving account goes through bank verification before it can be paid, and each payee files a W-9 first.

Fraud coverage

Funds-transfer fraud coverage sits behind the disbursement process on every case.

Timestamped trail

Every upload, approval, wire, and filing is timestamped and attributed, and the trail ships with the closeout.

What you get at the end

Proof, not a promise that it was handled.

Every document carries a verify code, so a lender, a title company, or a buyer can confirm it against the case without calling anyone.

Filed releases with instrument numbers

Each release is filed with the county and returned with its instrument number attached to the case.

Resolution Report for the payor

One document showing every lien, every payment, every filing, and the timestamped trail behind them.

Resolution Record for each lienholder

Confirmation of what was paid, when, and against which lien, for their own file.

A verify code on every document

Independently checkable by anyone holding the document.

Built for the people wiring the money

Whoever funds the settlement carries the risk until the lien is gone.

Developers and owners

A lien blocks the closing or the refinance. Clearing it on a schedule you can hold is the whole job.

Construction lenders

Open liens sit on top of your collateral. You need every release filed, not emailed as a PDF.

General contractors

You are answerable up and down the chain. One case shows the owner and every sub the same status.

Sureties and insurers

Fund a settlement with documented releases and a timestamped trail behind every disbursement.

Subcontractors and suppliers

Your release is tied to verified payment, not a promise. You are invited into the case and pay nothing.

Construction attorneys

Run the administration for a client without holding funds yourself. LienStreet does not give legal advice or represent any party.

Pricing

One flat fee, invoiced to the funding party. It never comes out of the settlement.

Flat fee by settlement size, disclosed before funding.
Invoiced separately, never deducted from settlement funds.
Never a condition of paying a lienholder.
Nothing charged to lienholders, ever.
Covers up to two liens, additional liens priced per lien.

Funds held. Releases filed. Case closed.

Register to be set up as a funding party, or ask for a walkthrough of a live case first. LienStreet opens every case, so the first step is a conversation, not a form to file.

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Pricing

The fee is invoiced to the funding party. It never comes out of the settlement.

One flat fee per case, set by settlement size and disclosed before anyone funds. It is billed separately, it is never a condition of paying a lienholder, and lienholders are never charged anything.

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Full Service fee as a share of settlement The bigger the settlement, the smaller the share.
$250,000
0.60%
$500,000
0.50%
$1,000,000
0.35%
$2,000,000
0.30%
$5,000,000
0.20%
Bars are scaled to 1% of settlement. Every tier lands under it.
Two ways to run a case

Full Service holds and disburses the funds. Release and File does not.

Full Service From $1,500 Covers up to two liens Per case, by settlement size. Paid by the funding party.

LienStreet holds the settlement funds and pays every lienholder from them once every release is in and approved.

Case setup and party onboarding
Release collection and review
Funds held in a segregated account
Bank verification on every payee
Disbursement to every lienholder
County filing of every release
Additional liens $250 each
Resolution Report and Resolution Records
Release and File Only From $1,000 Covers up to two liens About two thirds of the Full Service fee. You keep the money and pay each lienholder yourself.

The payor pays each lienholder direct. LienStreet verifies the releases against the liens and files them with the county.

Case setup and party onboarding
Release collection and review
No funds held by LienStreet
No disbursement by LienStreet
Payor pays each lienholder directly
County filing of every release
Additional liens $200 each
Resolution Report and Resolution Records
Talk it through
What your case costs

Move the settlement size and read the fee.

$50,000 $5,000,000 and above
The tier fee covers up to two liens.
Service

Additional liens are $250 each on Full Service and $200 each on Release and File, shown above before you fund. Rush closeout inside five business days is 25% of the case fee. Filings in a second county are $150 each. Disputes are quoted per case. Everything is disclosed at case setup and invoiced with the case fee.

Full Service Settlement of $190,000
$1,500
0.79% of the settlement Tier 1, up to $250,000
Flat per case. Disclosed in writing before anyone funds.
Straight answers

What people ask before they fund.

Does the fee come out of the settlement?

No. It is invoiced to the funding party and is never deducted from settlement funds. It is never a condition of paying a lienholder.

Do lienholders pay anything?

Nothing. Lienholders are invited into the case, file a W-9, verify their bank details, and receive their money in full.

When is the fee set?

At case setup, from the settlement size, and disclosed in writing before anyone funds. It does not change as the case runs.

What if the settlement falls apart?

Funds either complete the settlement or return to the payor. There is no third path.

Is this legal representation?

No. LienStreet is a settlement administrator. It does not give legal advice and does not represent any party.

Who can open a case?

Only LienStreet opens cases. Register or request a demo, and a case is set up with the parties and the fee stated up front.

Know the fee before you fund. Then close the case.

Send the settlement size, and you get the exact fee in writing the same day.

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Security

How settlement funds are protected

Every settlement LienStreet administers runs behind layered financial, technical, and legal controls, so funds move only when they should, and only to verified parties.

Segregated settlement account

Settlement funds are held in a dedicated account at a federally regulated U.S. bank, fully separate from LienStreet's operating funds. They are never commingled and are not LienStreet's property.

Controlled disbursement

LienStreet releases payment only when every lien release on the case is executed and verified. Funds either complete the settlement or return to the payor; there is no third path.

Wire fraud controls

Wire instructions appear only inside the platform, behind multi-factor authentication, never in email. Account details are integrity-checked on every view and fail closed. We never change wire instructions by email or phone.

Recipient verification

Every receiving account is verified before funds move: by documentary evidence with verbal confirmation against independently sourced contact details, or by bank-login verification (Plaid). Payment details are never accepted or changed by email. LienStreet never sees or stores bank login credentials; verification records retain only what the audit trail requires.

Access security and encryption

Multi-factor authentication for all fund-related access, row-level data isolation so each party sees only its own case, and encryption in transit and at rest.

Audit and oversight

Every action on a case is logged in a permanent, timestamped audit trail, settlements are administered with mechanic's lien specialist oversight, and every case concludes with a Resolution Report containing the filed lien releases.

Insured

Funds-transfer fraud coverage is a precondition of every settlement LienStreet administers.

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Verify a Document

Enter the verification code printed in the footer of a LienStreet Resolution Record or Resolution Report to confirm it is genuine.

Verification confirms that LienStreet issued the document and whether it is the current version. It does not display document contents. Questions: info@lienstreet.co.

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Privacy Policy

Effective 2026-06-30 · Last updated 2026-06-30

LienLink, LLC d/b/a LienStreet operates the LienStreet platform, which administers mechanic’s-lien settlements: coordinating settlement documentation, holding settlement funds in a bank settlement account, and disbursing funds to the parties. This policy explains what we collect, how we use and share it, and your choices. By creating an account or using LienStreet, you agree to this policy.

1. Information We Collect

Account/contact info (name, company, email, phone, role); case and settlement information; documents you upload (liens, lien releases, W-9s); and bank account details (or a verified bank connection) needed to send/receive settlement funds. We collect basic usage/device data automatically. When you connect a bank account we use Plaid Inc. to verify the account and its ownership; your use of Plaid is also governed by Plaid’s End User Privacy Policy (plaid.com/legal), and we receive verified account information so we can move settlement funds accurately.

2. How We Use It

To administer settlements, verify bank account ownership before moving funds, communicate about your case, operate/secure/improve the platform, and meet legal, tax, and record-keeping obligations. We do not sell your personal information.

3. How We Share It

With service providers under contract (database/hosting, Plaid for bank verification, email, banking partner), limited to what each needs; with other parties on a shared case according to role (a payor sees the case it funds; a payee sees only its own information: one party cannot view another’s confidential settlement details); and where required by law or to protect rights and safety.

4. How We Protect It

Encryption in transit (TLS) and at rest; role-based, least-privilege access enforced at the database layer via row-level security; restricted access to bank/tax data on a need-to-know basis; secrets kept in managed secret stores. No method is completely secure, but we safeguard data consistent with its sensitivity.

5. Retention

We keep personal and financial information only as long as needed to administer settlements and meet legal and record-keeping requirements, then delete or de-identify it.

6. Your Rights

Depending on your location you may access, correct, delete, or restrict processing of your information, or request a copy. Contact info@lienstreet.co to exercise these rights.

7. Children’s Privacy

LienStreet is a business platform not directed to children; we do not knowingly collect information from anyone under 18.

8. Changes

We may update this policy and will revise the “Last updated” date and provide notice of material changes.

9. Contact

LienLink, LLC d/b/a LienStreet · Kansas City, MO · info@lienstreet.co · lien-link.com

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Terms of Service

Last updated: March 2026

1. Acceptance of Terms

By accessing or using the LienStreet platform ("Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. These terms apply to all users including attorneys, payors, payees, property owners, and administrators.

2. Description of Service

LienStreet is a settlement administration platform that facilitates coordination of mechanic's lien settlements. LienStreet provides technology to organize documentation, communicate between parties, and track settlement status. LienStreet is not a law firm and does not provide legal advice. LienStreet coordinates the administrative process of lien settlement, including document review, fund administration, and disbursement.

3. Settlement Account

Settlement funds are held in a secure bank settlement account. LienLink, LLC d/b/a LienStreet is not a bank and does not hold funds directly. Disbursement of funds is governed by the executed settlement agreement and authorized by LienStreet administrators.

4. User Accounts

You are responsible for:

  • Maintaining the confidentiality of your login credentials
  • All activity that occurs under your account
  • Notifying us immediately of any unauthorized access
  • Ensuring all information you provide is accurate and current

5. Wire Transfer Verification

Before sending wire transfers, users are required to verbally verify wire instructions with a LienStreet administrator. LienStreet is not liable for losses resulting from wire fraud where the user failed to complete verbal verification. We strongly recommend using our wire verification service for all disbursements.

6. Acceptable Use

You agree not to:

  • Use the platform for any unlawful purpose
  • Submit false or fraudulent case information
  • Attempt to gain unauthorized access to any part of the platform
  • Interfere with or disrupt the Service
  • Share your login credentials with unauthorized parties

7. Fees

LienStreet charges a flat transaction fee to the payor based on settlement size. Fees are disclosed prior to case setup and are non-refundable once the case has been opened and parties notified.

8. Limitation of Liability

LienLink, LLC d/b/a LienStreet's liability is limited to the transaction fees paid for the specific case giving rise to the claim. LienStreet is not liable for indirect, incidental, or consequential damages, including but not limited to lost profits or wire fraud losses where proper verification procedures were not followed.

9. Governing Law

These Terms are governed by the laws of the State of Missouri. Any disputes shall be resolved in the courts of Jackson County, Missouri.

10. Contact

LienLink, LLC d/b/a LienStreet
Kansas City, Missouri
info@lienstreet.co

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Compliance

Last updated: March 2026

Settlement Account Compliance

All settlement funds processed through LienStreet are held in a dedicated bank settlement account. Funds are held by a licensed financial institution and are never commingled with operating funds.

Funds are never commingled with operating funds. Each case is tracked as a separate virtual sub-account with complete transaction logs available to LienStreet administrators.

Wire Fraud Prevention

LienStreet takes wire fraud prevention seriously. Our platform includes the following safeguards:

  • Verbal verification required: all wire instructions must be verbally confirmed before funds are sent
  • Bank account verification: independently verified bank accounts prior to any disbursement
  • Administrator authorization: all disbursements require explicit approval from a LienStreet administrator
  • Audit trail: every action on the platform is logged with timestamp and user attribution
  • Secure wire instruction delivery: wire instructions are delivered through the secure platform, never over unencrypted email

Data Security

LienStreet uses industry-standard security practices:

  • Encryption in transit: all data transmitted over TLS 1.2+
  • Encryption at rest: all stored data encrypted using AES-256
  • Role-based access: each party sees only the information relevant to their role
  • Supabase infrastructure. SOC 2 Type II compliant hosting
  • Private document storage: all uploaded files stored in private buckets with signed URLs

Attorney Involvement

LienStreet coordinates the settlement process but does not provide legal advice or legal services. Every LienStreet case is assigned a managing administrator who is responsible for reviewing and verifying all lien release documents before any funds are disbursed.

LienLink, LLC d/b/a LienStreet provides document administration and coordination services only. LienStreet reviews documents for completeness and consistency with settlement terms: this is an administrative function and does not constitute legal advice or the practice of law. Parties requiring legal advice should engage their own counsel.

Record Retention

All case records, documents, transaction logs, and communications are retained for a minimum of 7 years following case closure, consistent with best practices for legal and financial record keeping.

Questions

For compliance-related questions, contact:
LienLink, LLC d/b/a LienStreet
Kansas City, Missouri
info@lienstreet.co

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